Dental Payment Plans: Pretty Penny Finance | LifeCare Dental

Our healthy alternative to dental costs

Pretty Penny Finance is your local Western Australian specialised dental payment plan provider assisting you to obtain a personal loan for your dental procedure. We understand the journey can be stressful and costly, this is where we come in; we help our clients find the right dental payment plan and make the application process simple and streamlined. Our team are committed to going above and beyond with competitive rates, fast approvals and dedicated to taking away the hassle of getting an affordable dental payment plan.

Simply smarter loans


Fast approval and funding


We reward good borrowers

Low Rates

Typically same day approval


Your local dental payment plan provider

With over 10 years’ experience in the finance industry, we have the knowledge, expertise, and commitment to ensure that all of our clients receive the very best customer experience with Pretty Penny Finance. While handling the entire process, from application through to funding, you are able to focus on your personal preparation and recovery, knowing that the financial process is in the right hands.

The benefits of borrowing from us


When you apply for Pretty Penny’s dental payment plan, you will be designated your own personal loan advisor that will guide and support you through the entire process. They will discuss with you all of your options so that you clearly understand the process and you get the right dental payment plan that is affordable to your budget.

  • Comprehensive rates and flexible repayments
  • $2000 to $70,000
  • 6 months to 7 years
  • Fast approval and funding
  • We can fund your dentist directly
  • No exit fees, no early repayment penalties and easy online loan management.

Credit Card Comparison

Pretty Penny’s personal loans Average credit card
Balance $20,000 $20,000
Interest rate 8.3% (10.92 comparison rate) 19.75%
Equal monthly payments $630 $741
Repayment term 36 months 36 months
Interest paid $2,662 $6,666
Savings $4,004

*Comparison rate based on rates available for a 3 year, $20,000 unsecured personal loan for a borrower with a good credit history as at 4 September 2017. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. ‡Credit card rate stated is RBA F5 average ‘standard’ credit card interest rate as at August 2017 and excludes any annual or monthly fees. Comparison calculation assumes repayment of $20,000 balance over 3 years. Calculations assume 36 equal monthly payments and no prepayment amounts. The rate, term and repayments you qualify for may be different to the example. Credit criteria and terms and conditions apply.

Repayment estimate

  • $2,000

  • $10,000

  • $18,000

  • $25,000

  • $35,000

  • $45,000

How much would you like to borrow?

  • 12

  • 24

  • 36

  • 48

  • 60

Loan Term (Months)

Your Weekly Repayments:


Repayment figures shown are based on a $10,000 unsecured personal loan with an interest rate of 9.50% over a 5 year term with a comparison rate of 13.6%. These figures are a guide only. The interest rate and comparison rate is true only for the examples given and may vary. Contact Pretty Penny Finance for an accurate and obligation free quote based on your circumstances with full disclosure of fees, charges, terms and conditions that may apply and are specific to the loan product that is chosen.


Why wait?

Enter your details and we’ll be in contact.

We care about our client’s journey and the process it has taken to get this far. At this stage, we can come in and uncomplicate the process – untie all the knots – make it simple and quick to obtain finance so that you can remain focused on your procedure and personal recovery. We promise a one-on-one relationship with your Pretty Penny team member through the finance process so you can move forward with your journey sooner.

Our Promise

Pretty Penny Logo

For more information visit our page here or contact our friendly team on 1300 860 628 or email