There are times when the need for a medical procedure can approach without too much warning, causing additional stress on the patient and their family members. As medical procedures in Australia are increasingly becoming harder to afford –with some elective surgeries requiring a lump-sum payment outright– they are creating long-term negative effects on Australians and their financial health. Some patients can even get a shock when their private health insurance does not cover the full costs of the procedure.
Pretty Penny Finance offers medical loans to take the stress out of emotional and costly situations like this. We offer simple, direct debit payment plans with weekly or fortnightly repayments to suit your budget and lifestyle.
Simply smarter loans
Fast approval and funding
We reward good borrowers
Typically same day approval
Pretty Penny finance set me up with a great payment plan for my dental procedure, they were very helpful by offering lots of advice and doing further research to make sure I knew exactly what I was signing up for. They weren’t pushy and let me make decisions at my own pace! Within a day I was approved which was great. Thanks for all your help!
I was drawn to the beautiful name Pretty Penny Finance. When I contacted them, they went beyond being just ‘pretty’ and entered the realms of perfection. My loan writer was Dan – a true warrior at what he does… He impressed me with his level of professionalism and dedication. His manner is impeccable: good-humoured, patient and genuinely amazing. I’m so thankful I chose Pretty Penny Finance – they do their job so well. Dan, you are a Superstar. Thank you for the perfect service, and thank you Pretty Penny Finance.
The benefits of borrowing from us
When you apply for Pretty Penny’s finance, you will be designated your own personal loan advisor that will guide and support you through the entire process. They will discuss with you all of your options so that you clearly understand the process and you get the right payment plan that is affordable to your budget.
- Comprehensive rates and flexible repayments
- $2000 to $70,000
- 6 months to 7 years
- Fast approval and funding
- We can fund your Dr directly
- No exit fees, no early repayment penalties and easy online loan management.
Credit Card Comparison
|Pretty Penny's personal loans||Average credit card|
|Interest rate||8.3% (10.92 comparison rate)||19.75%|
|Equal monthly payments||$630||$741|
|Repayment term||36 months||36 months|
*Comparison rate based on rates available for a 3 year, $20,000 unsecured personal loan for a borrower with a good credit history as at 4 September 2017. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. ‡Credit card rate stated is RBA F5 average 'standard' credit card interest rate as at August 2017 and excludes any annual or monthly fees. Comparison calculation assumes repayment of $20,000 balance over 3 years. Calculations assume 36 equal monthly payments and no prepayment amounts. The rate, term and repayments you qualify for may be different to the example. Credit criteria and terms and conditions apply.
We care about our client’s journey and the process it has taken to get this far. At this stage, we can come in and uncomplicate the process - untie all the knots - make it simple and quick to obtain finance so that you can remain focused on your procedure and personal recovery. We promise a one-on-one relationship with your Pretty Penny team member through the finance process so you can move forward with your journey sooner.