Reconstructive Surgery

Reconstructive Surgery Loans

Around 1 in 25 Australian babies are born with a congenital defect and a portion of these defects can be remedied via reconstructive surgery*. There are a range of other life anomalies that can also affect our aesthetics and functionality, like a progressive development of abnormalities, trauma, infection, tumors, and/or disease. With the Australian Medicare system covering some reconstructive surgical procedures, at times patients are left with a gap payment.

Common reasons for reconstructive surgery:

  • Breast reconstruction for women after a mastectomy
  • Breast reduction to assist with physical and emotional discomfort
  • Hand and foot deformities or issues
  • Wound care from burns or cuts
  • Breathing and sinus issues
  • Facial deformities like cleft palate and cleft lip
  • Parts of the body affected by injury or disease

*https://www.betterhealth.vic.gov.au/health/conditionsandtreatments/birth-defects

https://www2.health.vic.gov.au/about/publications/researchandreports/Summary%20of%20ten%20most%20frequently%20reported%20birth%20defects%20in%20Victoria%202003-2004

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Pretty Penny finance set me up with a great payment plan for my dental procedure, they were very helpful by offering lots of advice and doing further research to make sure I knew exactly what I was signing up for. They weren’t pushy and let me make decisions at my own pace! Within a day I was approved which was great. Thanks for all your help!

Brianna
Western Australia

I was drawn to the beautiful name Pretty Penny Finance. When I contacted them, they went beyond being just ‘pretty’ and entered the realms of perfection. My loan writer was Dan – a true warrior at what he does… He impressed me with his level of professionalism and dedication. His manner is impeccable: good-humoured, patient and genuinely amazing. I’m so thankful I chose Pretty Penny Finance – they do their job so well. Dan, you are a Superstar. Thank you for the perfect service, and thank you Pretty Penny Finance.

Penelope
Victoria

Reconstructive surgery finance

Here at Pretty Penny Finance, we specialise in plastic surgery loans to help Australians afford these often expensive and life-changing choices sooner rather than later.

If you require a reconstructive surgery loan, contact us today or simply apply online. Our friendly and experienced customer service team are here to help achieve your goals offering fast and flexible financed packaged loans to suit your lifestyle.

The benefits of borrowing from us

Pretty Penny Loan Process

When you apply for Pretty Penny’s finance, you will be designated your own personal loan advisor that will guide and support you through the entire process. They will discuss with you all of your options so that you clearly understand the process and you get the right payment plan that is affordable to your budget.

  • Comprehensive rates and flexible repayments
  • $2000 to $70,000
  • 6 months to 7 years
  • Fast approval and funding
  • We can fund your Dr directly
  • No exit fees, no early repayment penalties and easy online loan management.

Credit Card Comparison

Pretty Penny's personal loans Average credit card
Balance $20,000 $20,000
Interest rate 8.3% (10.92 comparison rate) 19.75%
Equal monthly payments $630 $741
Repayment term 36 months 36 months
Interest paid $2,662 $6,666
Savings $4,004

*Comparison rate based on rates available for a 3 year, $20,000 unsecured personal loan for a borrower with a good credit history as at 4 September 2017. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. ‡Credit card rate stated is RBA F5 average 'standard' credit card interest rate as at August 2017 and excludes any annual or monthly fees. Comparison calculation assumes repayment of $20,000 balance over 3 years. Calculations assume 36 equal monthly payments and no prepayment amounts. The rate, term and repayments you qualify for may be different to the example. Credit criteria and terms and conditions apply.

Want to know your interest repayments?

We care about our client’s journey and the process it has taken to get this far. At this stage, we can come in and uncomplicate the process - untie all the knots - make it simple and quick to obtain finance so that you can remain focused on your procedure and personal recovery. We promise a one-on-one relationship with your Pretty Penny team member through the finance process so you can move forward with your journey sooner.

Our Promise