Reconstructive Surgery Loans

Around 1 in 25 Australian babies are born with a congenital defect and a portion of these defects can be remedied via reconstructive surgery*. There are a range of other life anomalies that can also affect our aesthetics and functionality, like a progressive development of abnormalities, trauma, infection, tumors, and/or disease. With the Australian Medicare system covering some reconstructive surgical procedures, at times patients are left with a gap payment.

Common reasons for reconstructive surgery:

  • Breast reconstruction for women after a mastectomy
  • Breast reduction to assist with physical and emotional discomfort
  • Hand and foot deformities or issues
  • Wound care from burns or cuts
  • Breathing and sinus issues
  • Facial deformities like cleft palate and cleft lip
  • Parts of the body affected by injury or disease


Simply smarter


Fast approval and funding


Low Rates

We reward good borrowers

Low Rates

Fast Approval

Typically same day approval

Pretty Penny finance set me up with a great payment plan for my dental procedure, they were very helpful by offering lots of advice and doing further research to make sure I knew exactly what I was signing up for. They weren’t pushy and let me make decisions at my own pace! Within a day I was approved which was great. Thanks for all your help!
Western Australia
I was drawn to the beautiful name Pretty Penny Finance. When I contacted them, they went beyond being just ‘pretty’ and entered the realms of perfection. My loan writer was Dan – a true warrior at what he does… He impressed me with his level of professionalism and dedication. His manner is impeccable: good-humoured, patient and genuinely amazing. I’m so thankful I chose Pretty Penny Finance – they do their job so well. Dan, you are a Superstar. Thank you for the perfect service, and thank you Pretty Penny Finance.

Reconstructive surgery finance

Here at Pretty Penny Finance, we specialise in plastic surgery loans to help Australians afford these often expensive and life-changing choices sooner rather than later.

If you require a reconstructive surgery loan, contact us today or simply apply online. Our friendly and experienced customer service team are here to help achieve your goals offering fast and flexible financed packaged loans to suit your lifestyle.

The benefits
of borrowing from


When you apply for Pretty Penny’s finance, you will be designated your own personal loan advisor that will guide and support you through the entire process. They will discuss with you all of your options so that you clearly understand the process and you get the right payment plan that is affordable to your budget.

Comprehensive rates and flexible repayments
Fast approval and funding
$2000 to $70,000
We can fund your Dr directly
6 months to 7 years
No exit fees, no early repayment penalties.

Want to know your interest repayments?

We care about our client’s journey and the considered process it has taken to get this far. It is at this stage where we can come in to uncomplicated the process – untie all the knots – making it simple and quick to obtain finance so that you can remain focused on your procedure and personal recovery. We have the promise of a one-on-one relationship with your Pretty Penny team member through the finance process as we assist you to obtain finance so you can move forward with your journey sooner.