Smile Makeover Dental Finance

Smile makeover dental finance

Pretty Penny’s dental finance can help you afford expensive dental treatments that in the past were only thought to be attainable for the rich and famous. Dental treatment plans have become a mainstream industry with almost all dental clinics performing an array of cosmetic dental procedures. Our dental loans are bespoke; made to flex with your budget and lifestyle. With some dental payment plans offering no early exit fees, no early repayment penalties and easy online loan management, we have the package that is perfect for you.

As children, we have all had our fair share of soft drinks and sugary treats and are taught from an early age to become acquainted with our toothbrush morning and night. However simply brushing our teeth twice daily isn’t enough. Most of us were taught to brush, floss, mouthwash and go for regular dental check-ups. Despite this common knowledge, a lacking maintenance routine for looking after our teeth is all too common and unfortunately not the only issue our teeth endure. Genetics, jaw and mouth structure, health and diet, injuries and illness are all factors that can affect teeth and the direct link that this has on an individual’s self-esteem.

Keeping your teeth and gums healthy is the focus of traditional dentistry and in most circumstances covered by health funds or Medicare. Cosmetic dentistry is an elective procedure that enhances or rectifies the appearance of your smile and is therefore in most circumstances not covered by health funds or Medicare. Applying for a Pretty Penny Finance dental payment plan is another option to consider rather than spending life savings, using credit cards or re-mortgaging the family home. Our friendly finance team can assist with any questions you may have on dental finance and the application process.

Simply smarter loans


Fast approval and funding


We reward good borrowers

Low Rates

Typically same day approval


Pretty Penny finance set me up with a great payment plan for my dental procedure, they were very helpful by offering lots of advice and doing further research to make sure I knew exactly what I was signing up for. They weren’t pushy and let me make decisions at my own pace! Within a day I was approved which was great. Thanks for all your help!

Western Australia

I was drawn to the beautiful name Pretty Penny Finance. When I contacted them, they went beyond being just ‘pretty’ and entered the realms of perfection. My loan writer was Dan – a true warrior at what he does… He impressed me with his level of professionalism and dedication. His manner is impeccable: good-humoured, patient and genuinely amazing. I’m so thankful I chose Pretty Penny Finance – they do their job so well. Dan, you are a Superstar. Thank you for the perfect service, and thank you Pretty Penny Finance.


Dental finance for your smile makeover

With over 10 years experience in dental finance, we understand the economic climate that Australian’s face and the need for affordable dental payment plans to help ease the burden of high-cost dentistry. Our dental loans offer competitive interest rates, flexible loan terms, simple application and fast approval. Pretty Penny Finance is the preferred dental finance provider to dentists throughout Australia and applications are available online or by calling 1300860628.

The benefits of borrowing from us

Pretty Penny Loan Process

When you apply for Pretty Penny’s dental finance, you will be designated your own personal loan advisor that will guide and support you through the entire process. They will discuss with you all of your options so that you clearly understand the process and you get the right dental payment plan that is affordable to your budget.

  • Comprehensive rates and flexible repayments
  • $2000 to $70,000
  • 6 months to 7 years
  • Fast approval and funding
  • We can fund your Dr directly
  • No exit fees, no early repayment penalties and easy online loan management.

Credit Card Comparison

Pretty Penny's personal loans Average credit card
Balance $20,000 $20,000
Interest rate 8.3% (10.92 comparison rate) 19.75%
Equal monthly payments $630 $741
Repayment term 36 months 36 months
Interest paid $2,662 $6,666
Savings $4,004

*Comparison rate based on rates available for a 3 year, $20,000 unsecured personal loan for a borrower with a good credit history as at 4 September 2017. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. ‡Credit card rate stated is RBA F5 average 'standard' credit card interest rate as at August 2017 and excludes any annual or monthly fees. Comparison calculation assumes repayment of $20,000 balance over 3 years. Calculations assume 36 equal monthly payments and no prepayment amounts. The rate, term and repayments you qualify for may be different to the example. Credit criteria and terms and conditions apply.

Want to know your interest repayments?

We care about our client’s journey and the process it has taken to get this far. At this stage, we can come in and uncomplicate the process - untie all the knots - make it simple and quick to obtain finance so that you can remain focused on your procedure and personal recovery. We promise a one-on-one relationship with your Pretty Penny team member through the finance process so you can move forward with your journey sooner.

Our Promise